If you are not eligible for auto-enrolment, you will fall into one of two categories. You may be either a “non-eligible jobholder” or an “entitled worker”
Non-eligible jobholders are those who are:-
(i) Aged at least 16 but under 75
(ii) Working, or ordinarily work in UK
(iii) Earning more than £120 but not more than £192 (if paid weekly)
OR are
(i) Aged at least 16 but under 22, or at least State Pension age and under 75
(ii) Working or ordinarily work in the UK
(iii) Earning more than £192 a week (if paid weekly)
If you are a non-eligible jobholder you can choose to opt in to NEST and as your employer we must arrange a pension scheme membership for you. This will generally be the first day of the next pay period after receipt of the opt-in notice.
Entitled workers are those who are:-
(i) Aged at least 16 but under 75
(ii) Working or ordinarily work, in the UK
(iii) Earning less than £120 (if paid weekly)
If you are an entitled worker you can also join a pension scheme. We will arrange membership but we do not have to make contributions on your behalf.
If you are either a non-eligible or entitled worker, we will keep assessing you every pay period to check whether you have changed category, and to monitor in particular whether you become an eligible jobholder and subject to the automatic enrolment provisions.